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First United Corporation and Subsidiaries
Directors and Management

First United Corporation
Executive Management


William B. Grant
  Chairman of the Board and
  Chief Executive Officer

Robert W. Kurtz
  President, Chief Risk Officer
  and Secretary/Treasurer

Jeannette R. Fitzwater
  Senior Vice President and
  Director of Human Resources

Eugene D. Helbig, Jr.
  Senior Vice President and
  Senior Trust Officer

Steven M. Lantz
  Senior Vice President and
  Senior Lending Officer

Robin E. Murray
  Senior Vice President and
  Director of Marketing

Carissa L. Rodeheaver
  Senior Vice President and
  Chief Financial Officer

Frederick A. Thayer, IV
  Senior Vice President
  Director of Retail Banking
  and CRA Officer

First United Corporation
Subsidiaries


First United Insurance Group
Val J. Teagarden
  President and
  Chief Executive Officer

OakFirst Loan Centers
Lawrence J. King
  President and Chief Operations
  Officer

First United Corporation
Directors


M. Kathryn Burkey
  Certified Public Accountant
  Owner, M. Kathryn Burkey, CPA

David J. Beachy
  Fred E. Beachy Lumber Co., Inc.
  Building Supplies-retired

Faye E. Cannon
  Consultant, Director of Dan Ryan
  Builders, Inc.
  Former Chief Executive Officer and
  President of F&M Bancorp,
  Frederick, Maryland-Retired
  
Paul Cox, Jr.
  Owner, Professional Tax

William B. Grant
  Chairman of the Board/CEO
  First United Corporation and
  First United Bank & Trust

Raymond F. Hinkle
  Tax Consultant

Robert W. Kurtz
  President/Chief Risk Officer/
  Secretary/Treasurer,
  First United Corporation and
  First United Bank & Trust

John W. McCullough
  Certified Public Accountant.
  Retired in 1999 as
  Partner of Ernst & Young, LLC

Elaine L. McDonald
  Realtor, Long & Foster Realtors, Inc.

Donald E. Moran
  Acting President, General Manager,
  Secretary and Treasurer,
  Moran Coal Corporation
Karen F. Myers




  President, Mountaineer Log &
  Siding Co., Inc.,
  President, Recreational Industries, Inc.;
  Member, DC Development LLC;
  Real Estate Broker,
  Deep Creek Mountain Resort

Gary R. Ruddell
  President, Hobby House Press, Inc.,
  dba Total Biz Fulfillment, provides
  business services. Member, Gary R.
  Ruddell LLC, commercial real estate.
  Member, MSG Glendale Properties
  LLC, Residential Real Estate,
  Secretary/Treasurer,
  Hansa Toys USA, Inc.

I. Robert Rudy
  President, Rudy’s Inc.
  Retail Apparel and Sporting Goods
  Member, DC Development LLC

Richard G. Stanton
  Retired. Served as Chairman,
  President and Chief Executive Officer
  of First United Corporation and First
  United Bank & Trust until 1996

Robert G. Stuck
  Vice President, Oakview
  Motors, Inc.-Retired.
  Realtor, Long & Foster Real Estate, Inc.

Honorary Directors
Rex W. Burton
  Owner and President, Burtons, Inc.
  Mens Wear
  Retail and Wholesale
  Used Office Furniture and
  Store Fixtures

Frederick A. Thayer
  Judge, Retired
Advisory Council

Roger N. Fairbourn
  Broker/Owner Roger Fairbourn
  Real Estate

Susan P. Kelley
  Owner/Broker Coldwell Banker
  Kelley & Associates

Lawrence F. Lockard
  R. C. Marker Company, Retired

Hoye Andrew Walls, III
  President, Morgantown Printing
  & Binding

Mac Warner
  Developer, The Square at Falling Run

Renick C. Williams
  Real Estate Developer, Retired Farmer

L. Hunter Wilson
  President, Hunter Company
  of West Virginia
  Real Estate Development
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