First United Corporation

First United Corporation and Subsidiaries

Directors and Management

First United Corporation
Executive Management

William B. Grant
  Chairman of the Board and
  Chief Executive Officer
Robert W. Kurtz
  President, Chief Financial Officer
  and Secretary/Treasurer
Jeannette R. Fitzwater
  Senior Vice President and
  Director of Human Resources
Philip D. Frantz
  Senior Vice President and
  Director of Operations and Support
Eugene D. Helbig, Jr.
  Senior Vice President and
  Senior Trust Officer
Steven M. Lantz
  Senior Vice President and
  Senior Lending Officer
Robin E. Murray
  Senior Vice President and
  Director of Marketing
Frederick A. Thayer, IV
  Senior Vice President
  Director of Retail Banking
  and CRA Officer

First United Corporation Subsidiaries

First United Insurance Group
Val J. Teagarden
  President and Chief Executive Officer

OakFirst Loan Center
Lawrence J. King
  President and Chief Operations
  Officer

First United Corporation
Directors

David J. Beachy
  Fred E. Beachy Lumber Co., Inc.
  Building Supplies-retired

Rex W. Burton
  Owner and President, Burtons, Inc.
  Men's Wear
  Retail and Wholesale
  Used Office Furniture and Store
  Fixtures

Paul Cox, Jr.
  Owner, Professional Tax

William B. Grant
  Chairman of the Board/CEO
  First United Corporation and
  First United Bank & Trust

Raymond F. Hinkle
  Tax Consultant

Robert W. Kurtz
  President/CFO/Secretary/Treasurer,
  First United Corporation and
  First United Bank & Trust

John W. McCullough
  Certified Public Accountant.
  Retired in 1999 as
  Partner of Ernst & Young, LLC

Elaine L. McDonald
  Philanthropos LLC

Donald E. Moran
  Secretary/Treasurer,
  Moran Coal Corporation

Karen F. Myers
  President, Mountaineer Log &
  Siding Co., Inc., and President,
  Recreational Industries, Member
  DC Development LLC, Broker
  Deep Creek Mountain Resort

Gary R. Ruddell
  President, Hobby House Press, Inc.,
  dba Total Biz Fulfillment, provides
  business services. Member, Gary R.
  Ruddell LLC, commercial real estate.
  Member, MSG Glendale Properties
  LLC, residential real estate

I. Robert Rudy
  President, Rudy’s Inc.
  Retail Apparel and Sporting Goods
  Member, DC Development LLC

Richard G. Stanton
  Retired. Served as the Chairman,
  President and Chief Executive Officer
  of First United Corporation and First
  United Bank & Trust until 1996

Robert G. Stuck
  Vice President, Oakview
  Motors, Inc.-retired

Honorary Directors
Maynard G. Grossnickle
  Farmer, Retired

Frederick A. Thayer
  Judge, Retired

Advisory Council

Corinne M. Bradac
Certified Public Accountant, CFP

M. Kathryn Burkey
Certified Public Accountant

Roger N. Fairbourn
Broker/Owner Roger Fairbourn Real Estate

Susan P. Kelley
Owner/Broker Coldwell Banker
Kelley & Associates

Lawrence F. Lockard
R. C. Marker Company, Retired

Hoye Andrew Walls, III
President, Morgantown Printing & Binding

Mac Warner
Developer, The Square at Falling Run

Renick C. Williams
Developer

L. Hunter Wilson
President, Hunter Company of West Virginia
Real Estate Development