Shareholder Information      
         
  Market Summary of Stock*   Cash Dividends  
 
First United Corporation’s common stock trades on The Nasdaq Stock Market.SM The following summary reflects the high and low trades during the period, as well as the closing price for the years ended December 31, 2000 and 1999.  
2000
High
Low
Close

1st Quarter
$14.69
$ 9.50
$ 9.50
2nd Quarter
12.25
9.50
10.88
3rd Quarter
11.50
10.00
10.75
4th Quarter
11.00
9.50
10.38

1999
High
Low
Close

1st Quarter
$18.00
$15.88
$16.25
 
2nd Quarter
16.13
15.00
15.38
 
3rd Quarter
15.50
14.50
14.50
 
4th Quarter
15.13
13.25
14.44
 

*Quotes on the common stock are listed on The Nasdaq Stock Market SM under the symbol "FUNC." Market makers for the stock are:

Ferris, Baker Watts
12 North Liberty Street
Cumberland, MD 21502
(301) 724-7161
(800) 776-0629

113 South Potomac Street
Hagerstown, MD 21740
(301) 733-7111
(800) 344-4413

Advest, Inc.
90 State House Square
Hartford, CT 06103
(860) 509-1000
(800) 797-9642

Scott & Stringfellow, Inc.
909 East Main Street
Richmond, VA 23219
(804) 643-1811
(800) 552-7757
Contact:
Corporate Finance:
Gary Penrose (804) 782-8741
Research: Cary Morris (804) 782-8833 Trading: Linda Ludeke (804) 780-3241

Cash dividends were paid by the Corporation on the dates indicated in the following manner

2000 February
$.16
1999 February
$.155
May
 .16
May
 .155
August
.16
August
.155
November
.16
November
.155

If you need assistance in any of the following areas:

  • change in registration
  • reporting lost certificates
  • nonreceipt or loss of dividend checks
  • information on the dividend reinvestment plan
Please contact our transfer agent at:     Mellon Investor Services, LLC 85     Callenger Road, Overpeck Centre     Ridgefield Park, NJ 07660
    www.mellon-investor.com
    First United’s Direct Line: 1-800-953-2593
 
S.E.C. Form 10-K

The Corporation files an annual report on Form 10- K with the Securities and Exchange Commission. A copy of this statement will be sent without charge to any shareholder who requests it in writing to:
      Robert W. Kurtz, Secretary
      First United Corporation
      c/o First United Bank & Trust
      P.O. Box 9, Oakland, MD 21550-0009

This report also includes exhibits, a copy of which the Corporation will furnish its shareholders upon payment of a reasonable fee.

Shareholders’ Meeting
The annual shareholders’ meeting will be held on:
     Tuesday, April 24, 2001, 3:00 p.m.      McHenry House, Wisp Ski Resort      McHenry, MD 21541
 
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